Homebuyer's Toolkit

Tools for your new home journey.

Homeowners Association

An HOA provides people with shared neighborhood values, an opportunity to enforce regulations, consistent with overarching statutory constraints, to achieve a community representative of such values.

Many homeowners’ associations include management of a development’s recreational amenities, maintained for exclusive use of its members. This can allow an individual homeowner access to a maintained pool, clubhouse, gym, tennis court or walking trail that they may not be able to otherwise afford to maintain on their own.

Each member of a homeowners’ association pays assessments that are used to cover the expenses of the development. Some examples are landscaping for the common areas, maintenance and upkeep of the subdivision’s amenities, insurance for commonly owned structures and areas, mailing costs for newsletters and other correspondence, employment of a management company or on-site manager, and any other item delineated in the governing documents or agreed to by the board of directors.

Some of our communities have a Home Owners’ Association. If you live in one that does, you should receive your HOA book within one week of your closing. This book will include information on covenants and restrictions, pool keys, and information on access to the clubhouse. Also, the HOA will be your contact for any changes you desire for your property, including property fences.

Our communities with HOAs are listed below.

Russlen Farms
Murray Realty

Phone: (540) 366-7771

Fairways at Hanging Rock
Murray Realty

Phone: (540) 366-7771

Masons Crest
Gibson and Associates

Phone: (540) 206-3721

Mortgage Calculator

Preferred Lenders

Buying or building a home is one of the most important – and stressful – decisions of your life. Whether you’re a first-time homebuyer, looking to refinance, or finally building the home of your dreams, HomeTown Bank understands that the process can be intimidating. We’re here to make things easier, starting with an online application so you can get started when it’s convenient to you.
Union Bank
When it comes to purchasing a home or refinancing your current mortgage, you need a mortgage professional that will listen to your needs and concerns in order to fit your personal and financial goals. Our experienced and knowledgeable mortgage professionals will help you choose the right mortgage type that meets your needs. Customer service is our priority and your satisfaction is our goal. We strive to find a loan for every client and bring it to closing in less time than our competitors.

Signature Vendors

Carpetland USA is dedicated to providing superior floors and service at the lowest prices in town. We stand behind our products and our work with the most comprehensive set of guarantees in the business. The Carpetland USA team is here to provide you the best service, selection, and satisfaction on thousands of carpets and hardwood, laminate, vinyl, and tile floors. We carry all the top name brands at great prices. Plus, our selection of remnants and area rugs can’t be beat.
Cook Siding
Since 1954, Cook Siding and Window Company has been offering reliable commercial and residential construction services to customers in the Southwest Virginia area. We offer custom window solutions, sun rooms, gutter maintenance solutions, siding, doors and a variety of other home remodeling and improvement products and services.
Ferguson
Our extensive online catalog of plumbing supplies, HVAC parts, lighting fixtures, pipe, valves and fittings has what you need to get the job done. Contractors, businesses and homeowners can shop our wide variety of plumbing and building supplies for any size project, with every purchase backed by Ferguson’s stellar commitment to world-class customer service.

Home Warranty

Graham Thomas Homes provides you with a Limited Warranty of the materials, fixtures
and workmanship of your home. Check out all the details in OUR New Home Guide.

NEW HOME GUIDE

Moving Checklist

Planning a move can be overwhelming. But don’t worry, we can help with this handy list of things you should tackle before moving day. Our checklist will help you plan an organized move so that you can avoid the stress of last-minute packing and planning.

MOVING CHECKLIST